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DISABILITY

What is Short-Term Disability Insurance?

A type of coverage that replaces a portion of your income, for a short period of time, if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.

 Plan Rules: 

  • Eligibility: Employees working 30 or more hours per week

  • Coverage through OneAmerica

  • Employee must be actively at work on the effective date

  • Does not pay in-addition to Paid Time Off (PTO)

  • Must use PTO prior to receiving a disability benefit

  • Annual Open Enrollments with no health questions; pre-existing condition limitation will apply to new enrollees

What is Long-Term Disability Insurance?

A type of coverage that replaces a portion of your income, for a long period of time, if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.

Plan Rules:

  • Eligibility: Employees working 30 or more hours per week

  • Coverage through OneAmerica 

  • Employee must be actively at work on the effective date

  • No health questions EVERY YEAR!

  • Does not pay in-addition to Paid Time Off (PTO)

  • Long Term Disability Insurance is sponsored by the City of Hartford

Contact Campus Benefits for assistance with claims.

Email: mybenefits@campusbenefits.com

Call 1-866-433-7661, option 5

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