The City of Hartford

What is Short-Term Disability Insurance?

A type of coverage that replaces a portion of your income, for a short period of time, if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.

 Plan Rules: 

• Eligibility: Employees working 30 or more hours per week

• Coverage through OneAmerica

• Employee must be actively at work on the effective date

• Does not pay in-addition to Paid Time Off (PTO)

• Must use PTO prior to receiving a disability benefit

• Annual Open Enrollments with no health questions; pre-existing condition limitation will apply to new enrollees

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What is Long-Term Disability Insurance?

A type of coverage that replaces a portion of your income, for a long period of time, if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.

Plan Rules:

• Eligibility: Employees working 30 or more hours per week

• Coverage through OneAmerica 

• Employee must be actively at work on the effective date

• No health questions EVERY YEAR!

• Does not pay in-addition to Paid Time Off (PTO)

• Long Term Disability Insurance is sponsored by the City of Hartford

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Contact Campus Benefits for assistance with claims.

Email: mybenefits@campusbenefits.com

Call 1-866-433-7661, option 5