The City of Hartford
VOLUNTARY LIFE & AD&D
What is Voluntary Life and Accidental Death & Dismemberment Insurance (AD&D)?
Proceeds can be used to replace lost potential income during working years and help ensure your family’s financial goals will still be met; goals like paying off a mortgage, keeping a business running, and paying for college. AD&D coverage is included as a part of life insurance benefits and will pay out a lump-sum death benefit in the event you or a covered loved one are killed accidentally or die later as the direct result of an accident.
Plan Rules:
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Eligibility: All full-time employees working 30+ hours/week, spouse and unmarried children* (up to age 26)
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Coverage through OneAmerica
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Employee must be actively at work on the effective date of coverage
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Only covered employees may elect dependent coverage
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Employee and Spouse cannot be double covered if both work for City of Hartford
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Children cannot be covered by both parents, if both work for City of Hartford
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Dependent coverage may not exceed employee coverage amounts.
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If electing for the first time outside of the initial open enrollment period or for an amount over the Guaranteed Issue Amount, health questions will be required
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*Child marital status impacts benefit eligibility
Contact Campus Benefits for assistance with claims.
Email: mybenefits@campusbenefits.com
Call 1-866-433-7661, option 5
