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What is Voluntary Life and Accidental Death & Dismemberment Insurance (AD&D)?

Proceeds can be used to replace lost potential income during working years and help ensure your family’s financial goals will still be met; goals like paying off a mortgage, keeping a business running, and paying for college. AD&D coverage is included as a part of life insurance benefits and will pay out a lump-sum death benefit in the event you or a covered loved one are killed accidentally or die later as the direct result of an accident.

Plan Rules: 

  • Eligibility: All full-time employees working 30+ hours/week, spouse and unmarried children* (up to age 26)

  • Coverage through OneAmerica

  • Employee must be actively at work on the effective date of coverage

  • Only covered employees may elect dependent coverage

  • Employee and Spouse cannot be double covered if both work for City of Hartford

  • Children cannot be covered by both parents, if both work for City of Hartford

  • Dependent coverage may not exceed employee coverage amounts.

  • If electing for the first time outside of the initial open enrollment period or for an amount over the Guaranteed Issue Amount, health questions will be required

  • *Child marital status impacts benefit eligibility

Contact Campus Benefits for assistance with claims.


Call 1-866-433-7661, option 5

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